NOTE TO CURRENT ACCOUNT MEMBER: We’re upgrading our Current Account debit cards from Mastercard to Visa to bring you an enhanced banking experience.
All current account holders will automatically receive a new Visa Debit card by post. There’s no action required until your card arrives. Your existing Mastercard will continue to work until you activate your new Visa Debit card.
If you have any questions, visit currentaccount.ie, contact Core Credit Union on (01) 272 5600, or call Card Services on (01) 693 3333.
Finally, a real choice
Current Account, provided by Core Credit Union, gives you a real choice for your day-to-day financial needs.
Current Account is a full service current account, brought to you by your credit union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.
With instant access to your money through a Visa® Debit Card, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.
Shopping online is changing from the 1st January 2021. Click here for more information.
Please note, the maximum combined balance allowed per Member in Core Credit Union is €100,000. Your combined balance is calculated by deducting any loan balance you might have with Core Credit Union from your total deposits in Core Credit Union. Total deposits are made up of your Shares, Stamps and Current Account balances added together. Click Here for More Information.
For a full list of Current Account FAQ’s click here.
Transparent Fees and Charges:
A low monthly fee of €4 per month includes:
- Unlimited euro point of sale and contactless transactions
- Unlimited mobile and online banking
- Unlimited standing order and direct debit processing
- No charges for lodgements or in-branch transactions
- Up to 5 ATM withdrawals per month (thereafter a per transaction fee applies)
- Free eStatements every quarter
Important Information
In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland. If you are 12 -16 years of age, we require the consent of your parent or guardian for you to open an account. Terms and conditions apply.
Overdrafts are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply. Ask a staff member for more details today.
The Debit Card’ is issued by Transacts Payment Malta Limited.
Current Account and Debit Card Terms and Conditions – September 2025
Current Account Fees and Charges – September 2025
Click here for information about protecting you and your Current Account from fraud.
Features & Benefits
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Same friendly service
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Globally accepted Visa Debit Card
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Use in-store, online or at ATMs
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Google Pay and Apple Pay
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Cashback available at participating retailers
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Contactless payments
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Overdraft for unexpected expenses
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No surcharge interest on overdrafts
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Automate regular payments using Standing Orders & Direct Debits
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Stay in control with our Mobile App, eStatements and eFee Advices
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Secure online shopping
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24/7 support for lost/stolen debit cards
You can now add your Current Account Debit Card to Google Pay, Apple Pay and digital wallets, making it easier to make Contactless payments with your mobile phone or Apple Watch.